Budgeting App

Many people struggle with their personal finances, but it doesn’t have to be that way. Having the proper budgeting tools can make a big difference in how good you are at managing your money. A budgeting app is a great way to stay on top of things, and luckily there are plenty of great ones out there. Here are a few apps that are highly useful for those looking to improve their personal financial situation. PocketGuard This budgeting app is great for helping you stay on top of your expenses and track your spending. It has a very simple user interface and an easy-to-read pie chart that shows you where your money is going each month. One of the nicer features it offers is showing you how much spending money you have available. Personal Capital If you’re into investing, then Personal Capital might be the right budgeting app for you. This app offers a financial dashboard that helps you get your budget under control, but it also has retirement planning and investment featur...

Finding it a challenge to set aside savings on a consistent basis? Or maybe you just want to simplify how you save for the future. Whatever your goals, today’s digital tools make it easy to create and automate a personal savings program read more

Entering your 20s is one of the first times that most people have to start looking at their finances seriously. The adult world comes fast and when you get out of college or enter the workforce, it can be pretty hard to get a handle on everything you're supposed to be doing. With bills, student loans, and more, one of the last things people this age are thinking about is saving for retirement. After all, isn’t retirement a long ways away? Well, that all depends on when you’re planning on retiring and how much you’re able to stow away. In this blog, we’ll break down how you can start planning for retirement while you’re in your 20s, and suggest the best personal finance app to help you do it. Start Saving Early The earlier you can start saving for retirement the better. If you start putting away money in your 20s, you’ll be well on your way to retiring on time and maybe even early. A good rule of thumb is putting about 10% of your income away for retirement when you’...

With the economy still in trouble, tax policy takes on added importance in the 2020 election. So, let's take a look at what Joe Biden wants to do about taxes if he's elected president read more

Saving money takes time, dedication, and discipline. So, is it really worth establishing a savings account? Or is keeping all your money in a checking account essentially the same thing? When it comes down to it, financial experts agree: It is absolutely worthwhile to have a savings account. Establishing a personal savings account is a great way to ensure that you have the funds to cover unexpected expenses (like those pesky car problems) or sustain yourself for a few months if you lose your job. If you don’t currently have a savings account, don’t stress! Better late than never, right? Here are some of the easiest ways to build a savings account and get started right away. Easy Ways to Build A Savings Account Open an account online. Most banks have a website and app that their customers can use to easily access and manage their money. If you aren't already, consider using these tools to open a savings account online. The app or website should walk you through the...

Money management is a skill that not enough people have at first. That’s mostly because it’s learned through experience, though preferably you don’t have to learn things the hard way. Luckily, there’s plenty of good advice out there so you don’t have to go through the same troubles that others might have. In this blog, we’ll talk about some money management tips. Budgeting One of the oldest tips in the book is budgeting. But it’s old advice for a reason. Budgeting properly is one of the best ways to manage your money. The simplest way to set up a budget is to calculate your net income and then subtract your necessary expenses, like groceries and bills. Whatever is left over is money that you can use in whatever way you choose. Generally, it's a good idea to use some of this leftover money for investing or saving. Track Spending Money management is all about knowing where your money is going. Once you get a handle on that, you’ll be able to figure out your spending...